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Mortgage Rates and Calculators

Here you will find some useful Mortgage Calculators, and a guide to some of the best Mortgage Rates currently available.


Try out these handy calculators. You can use the rates below as a guideline.

MORTGAGE PAYMENT CALCULATOR   Use this to calculate your mortgage payment, create an amortization schedule, and discover what you will owe during different times throughout the term.

MAXIMUM MORTGAGE    You can use this to calculate the maximum mortgage you qualify for based on your income. A great place for Buyers to get started.

PAYMENT ANALYZER   Use this to calculate your mortgage payment with different payment frequencies (Weekly, Bi-Weekly, Semi-Monthly and Monthly) and discover how many years you can shave off of your mortgage by changing to Weekly or Bi-Weekly payments

PREPAYMENT ANALYZER   Use this to calculate your mortgage payment and discover how many years you can shave off of your mortgage, and how much you can save in interest by making a prepayment (lump sum) on your mortgage.


The Mortgage Rates below are current as of today, and are updated within 24 hours of any changes. They represent the current Posted Mortgage Rates at most major Banks and Lending Institutions, as well as the actual Mortgage Rates that qualified borrowers should be able to negotiate. These Rates should be used as a guideline only.

 Mortgage Term   Posted Rates    Rates You Should Get  
1 Year 3.04% 2.89%
2 Year 3.24% 2.54%
3 Year 3.44% 3.04%
4 Year 3.89% 2.99%
5 Year 4.99% 2.94%
                  Variable Rate 2.70% 2.20%
                  Prime Rate 3.20% 3.20%

The above rates were updated on January 13, 2018 and come from a source deemed to be reliable. These rates are believed to be current as of today. There may be better rates available to some borrowers. These rates are subject to change without notice, and should not be relied upon in a decision making process. They may not be available to everyone. This website makes no warranty as to their accuracy. Borrowers should check with their own lender.